You Won in Court. Now Let’s Actually Collect.
A civil judgment means nothing if the debtor ignores it. We enforce consumer debt judgments across the Bronx, Brooklyn, Manhattan, Queens, and Staten Island — with the legal authority to make collection happen.
Why Creditors Choose Marshal Guida
Mayoral Appointment, Badge Number 14
Appointed by the Mayor of New York City, NYC Marshal Edward Guida holds a verified government credential that no collection agency can match.
Over 35 Years of Family Legacy
This office has enforced NYC civil judgments since 1988. The same experienced staff, the same five boroughs, the same standard of professionalism.
DOI-Regulated and Bonded
Every NYC Marshal must pass a thorough Department of Investigation background check and post a $100,000 public official’s bond before operating.
Five-Borough Enforcement Authority
Our jurisdiction covers all five boroughs — one office handles your judgment whether the debtor lives in Flushing, Flatbush, or the Fordham Road corridor.
NYC Marshal Consumer Judgment Enforcement
What Winning in Court Actually Takes
Getting a judgment from the NYC Civil Court or Small Claims Court is a real legal victory. But it’s just a piece of paper until someone with enforcement authority acts on it. That’s where we come in.
As a court-appointed NYC Marshal, we have the legal power to garnish wages, levy bank accounts, and seize personal property on your behalf — tools that no collection agency or attorney alone can deploy once a judgment is already in hand. We work across all five boroughs, from the Queens Civil Court in Jamaica to the Bronx Civil Court on the Grand Concourse, and we know how each of these systems operates from the inside.
Collect Your Unpaid Consumer Judgment
What Changes When You Work With Us
You stop waiting and start recovering — with a court-backed enforcement officer who has a direct financial stake in your outcome.
- Your wage garnishment gets filed with the debtor’s employer — legally binding, no room for the debtor to simply ignore it.
- Your bank levy gets executed against the debtor’s accounts before funds can be moved or drained elsewhere.
- You gain access to both income execution and property execution simultaneously, maximizing your chances of recovery.
- Your judgment stays protected — New York civil judgments are valid and enforceable for up to 20 years, and we help you act before the debtor’s circumstances change.
- You work with an office that has operated continuously since 1988, with staff who know NYC’s courts, boroughs, and enforcement procedures in detail.
- You pay minimal statutory fees upfront — our poundage is earned from what we collect, so our incentive is aligned directly with yours.
Marshal vs Collection Agency NYC
A Collection Agency Cannot Do What We Do
This is one of the most important distinctions a judgment creditor needs to understand. A private collection agency can send letters and make calls. They cannot execute a court-backed wage garnishment. They cannot levy a bank account. They cannot seize property. Those actions require a court-appointed enforcement officer — specifically, a New York City Marshal.
Once you hold a civil judgment, you don’t need more negotiation. You need enforcement. When we serve an income execution on a debtor’s employer, that employer is legally required to comply. When we execute against a bank account, the bank is legally required to freeze and turn over non-exempt funds. That’s a fundamentally different kind of pressure than anything a collection agency can apply — and it’s why creditors who have already tried other routes call us.
We also operate as neutral, court-supervised officers, which means your enforcement action is clean and legally defensible. That protects you.
NYC Judgment Enforcement Five Boroughs
One Office. All Five Boroughs. Real Local Knowledge.
Our office is based in Corona, Queens — right in the heart of one of the most economically active and diverse boroughs in New York City. But our enforcement authority doesn’t stop at the Queens border. We work across all five boroughs, and we’ve been doing it long enough to know the local nuances that actually matter.
Manhattan’s dense employment market makes income execution a powerful first-line tool for salaried debtors in Midtown or Downtown. Brooklyn’s enormous range — from high-income neighborhoods to working-class communities in East New York and Flatbush — requires knowing which enforcement tool fits which debtor profile. The Bronx has a high concentration of renters and service-sector workers where bank levy and wage garnishment both play a role. Queens, where our office sits, is home to one of the most active small business ecosystems in the country — and a significant volume of the consumer judgments we enforce come from creditors right here. Staten Island’s higher homeownership rates and suburban character create their own set of enforcement considerations.
Roughly 75% of civil money judgments go uncollected — not because the debtor has nothing, but because no one with the right authority followed through. We follow through.
How NYC Marshal Debt Collection Works
A Straightforward Process From Judgment to Payment
Contact Us With Your Judgment
Reach out with your civil judgment details — we’ll confirm jurisdiction and walk you through what we need to begin.
We Issue the Execution
We prepare and serve the income execution or property execution — the legal documents that compel employers and banks to act.
Funds Are Collected and Remitted
Once collected, funds are remitted to you. We keep you informed at each stage so you’re never left wondering what’s happening.
Frequently Asked Questions
What exactly does an NYC Marshal do that a collection agency cannot?
A collection agency operates under the Fair Debt Collection Practices Act and can contact debtors, send notices, and attempt to negotiate voluntary payment. That’s the extent of their authority. As a court-appointed NYC Marshal, we have enforcement powers that go significantly further. Once you hold a civil judgment, we can execute a legally binding wage garnishment — formally called an income execution — that requires the debtor’s employer to deduct a portion of their wages and remit it to you. We can also levy the debtor’s bank accounts directly, freezing and recovering non-exempt funds. Neither of those actions requires additional court proceedings once the judgment exists. A collection agency simply cannot do either. If you’ve already tried the softer approach and the debtor is still ignoring the judgment, that’s exactly when you need a marshal.
Does Marshal Guida’s office cover all five NYC boroughs, or just Queens?
We cover all five boroughs — the Bronx, Brooklyn, Manhattan, Queens, and Staten Island. Our office is located in Corona, Queens, but our enforcement jurisdiction extends citywide. We regularly enforce judgments entered by the Queens Civil Court in Jamaica, the Bronx Civil Court on the Grand Concourse, the Brooklyn Civil Court on Livingston Street, the Manhattan Civil Court on Centre Street, and the Staten Island Civil Court on Castleton Avenue. You don’t need to find a separate marshal for each borough. One call to our office handles your judgment regardless of where the debtor lives or works within New York City.
What information do I need to provide before you can start collecting?
The most important thing to understand is that a marshal is an enforcement officer, not an asset investigator. We’ll ask you where to find the debtor’s assets — meaning we’ll need you to provide the debtor’s employer information if you’re pursuing a wage garnishment, or their bank information if you’re pursuing a bank levy. If you don’t have that information, you’re not necessarily stuck — post-judgment discovery tools like subpoenas can be used to compel the debtor to disclose their finances. We can walk you through that process. The more asset information you bring to us upfront, the faster and more effectively we can move.
How much does it cost to hire an NYC Marshal for judgment collection?
The upfront statutory fees to initiate enforcement actions are minimal — typically in the range of $50 to $250 depending on the specific actions requested. Beyond that, we earn what’s called poundage — a percentage of the funds actually collected, up to 5%. This structure means our compensation comes from what we recover, not from your pocket beyond those nominal filing fees. You’re not taking on significant financial risk to pursue what you’re already owed. For most judgment creditors, the cost of engaging a marshal is small relative to the amount they’re trying to recover — and far smaller than the cost of writing off the debt entirely.
What if I don’t know whether the debtor has any money or assets?
This is one of the most common concerns creditors have, and it’s a fair one. The honest answer is that asset uncertainty is real — some debtors genuinely have little to seize at a given moment. But there are a few things worth knowing. First, we can pursue both income execution and property execution simultaneously, which covers two of the most common asset pools: wages and bank accounts. Second, a New York civil judgment remains valid and enforceable for up to 20 years — so even if enforcement isn’t immediately successful, the judgment doesn’t disappear. Third, debtors who are currently employed or maintaining bank accounts across the Bronx, Brooklyn, Manhattan, Queens, and Staten Island are often reachable through one or both of these tools. The worst outcome of trying is learning the debtor is currently judgment-proof. The worst outcome of not trying is leaving money on the table indefinitely.
Can a marshal enforce a Small Claims Court judgment in NYC?
Yes. Small Claims Court judgments — which cover claims up to $10,000 in the NYC Civil Court — are fully enforceable through a marshal. In fact, one of the advantages of the NYC court system is that Civil Court judgments, including Small Claims judgments, do not require formal docketing before a marshal can issue an execution. That procedural efficiency allows enforcement to begin more quickly than in other New York jurisdictions. Many individuals and small business owners across the Bronx, Brooklyn, Manhattan, Queens, and Staten Island win small claims cases and then have no idea that a marshal can step in to actually collect. If you’re sitting on an unpaid small claims judgment, it’s worth a conversation with our office before you give up on it.
Call us at (718) 779-2134 or email us at gu*****@**********14.com to see how we can help you.