Your Judgment Won’t Collect Itself
When an employer stops remitting — or never starts — your income execution stalls. We actively monitor employer garnishment compliance across all five NYC boroughs so your recovery doesn’t depend on an employer doing the right thing on their own.
Why Creditors Across NYC Trust Badge #14
Mayoral Appointment, DOI Oversight
Edward F. Guida Jr. is appointed by the Mayor of New York City and regulated by the NYC Department of Investigation — accountability no collection agency can match.
Serving NYC Since 1988
The Guida family has enforced income executions in New York City for over 35 years across two generations — institutional knowledge built case by case.
All Five Boroughs, One Marshal
Badge #14 is authorized to enforce money judgments in the Bronx, Brooklyn, Manhattan, Queens, and Staten Island — one office, no handoffs.
Staff With Multi-Generational Experience
Our office manager and staff worked under Edward Sr. for years before the transition — they’ve seen every compliance issue an NYC employer can throw at you.
Income Execution Follow-Up NYC
What Happens After the Employer Is Served
Winning a judgment is one thing. Collecting on it is another. Once an income execution is served on a debtor’s employer, that employer is legally required to withhold 10% of the debtor’s gross wages each pay period and remit it to our office. In practice, that doesn’t always happen — and when it doesn’t, most creditors have no idea why the money stopped coming or never arrived at all.
Employer compliance monitoring is the ongoing work of making sure the employer actually follows through. It means tracking remittances, following up when payments are late or missing, identifying when a debtor’s employment status changes, and taking action when an employer fails to meet their legal obligations. It’s the difference between an income execution that produces real recovery and one that sits on a shelf collecting dust.
Garnishment Enforcement NYC Marshal
What Active Monitoring Gets You
When someone is watching the employer’s compliance — and they know it — the remittances tend to arrive. Here’s what that means for your case.
- You find out immediately when an employer stops remitting, instead of discovering it months later.
- If the debtor changes jobs, the 90-day rehire window is tracked so the execution can be re-served before it closes.
- When an employer ignores the income execution, you already have an enforcement officer positioned to escalate — not a collection agency with no legal authority to do so.
- Your judgment keeps accruing interest while it’s being enforced, so delays cost you real money — active monitoring keeps the process moving.
- You get a clear picture of what’s been collected, what’s outstanding, and what’s happening with your case — not silence.
- One marshal covers the Bronx, Brooklyn, Manhattan, Queens, and Staten Island — if the debtor’s employer is anywhere in NYC, we can reach them.
Employer Not Paying Garnishment NYC
When the Employer Goes Quiet, You Have Options
A lot of creditors assume that if an employer isn’t remitting, there’s nothing left to do. That’s not true. Under New York law — specifically CPLR §§ 5241 and 5252 — an employer who fails to comply with a properly served income execution can be held legally liable for the accrued installments they should have withheld. It’s a real legal mechanism, and knowing when and how to use it is part of what we do.
Non-compliance takes different forms. Sometimes the employer’s HR department never received the execution because the debtor intercepted the mail — a documented problem, especially in smaller offices and storefronts common throughout the Bronx and Brooklyn. Sometimes the employer is a small business with no dedicated payroll function and simply doesn’t understand their obligation. Sometimes a business is dealing with its own financial pressure and quietly stops remitting. Each situation calls for a different response, and we’ve seen all of them across 35 years of enforcement work in New York City.
The point is that a stalled garnishment is not necessarily a dead end. It’s a compliance problem — and compliance problems have legal solutions.
Marshal Compliance Monitoring New York
The Legal Authority That Makes the Difference
Collection agencies can send letters. Attorneys can file motions. But only a NYC Marshal or Sheriff can serve and enforce an income execution — that’s not a marketing point, it’s the law. When the employer knows the person following up holds a court-issued badge and is regulated by the NYC Department of Investigation, the dynamic is different than a call from a private agency.
We operate under the authority granted by the Mayor of New York City and the oversight of the DOI. Every income execution we handle is documented, tracked, and enforceable. Our office uses current technology to manage active executions across multiple cases simultaneously — meaning your case isn’t waiting in line behind a stack of paper files.
For attorneys and law firms who work with marshals regularly, that level of operational accountability matters. For individual creditors who won in Civil or Small Claims Court and are navigating this process for the first time, it means you have a court-authorized officer in your corner — not just a service provider.
Income Execution Compliance Process NYC
A Clear Process From Service to Recovery
Execution Filed and Served
We docket your income execution and serve the judgment debtor directly, giving them 20 days to begin voluntary payments.
Employer Served If Needed
If the debtor doesn’t comply within 20 days, we serve the income execution on their employer, who is then legally required to begin withholding 10% of gross wages.
Active Monitoring and Follow-Up
We track remittances, follow up on missed payments, monitor employment changes, and escalate non-compliance — so your recovery doesn’t stall quietly.
Frequently Asked Questions
What can I do if my garnishment payments suddenly stopped coming in?
The most common reasons garnishment payments stop are that the debtor’s employment ended, the employer stopped remitting without explanation, or there was a disruption in the employer’s payroll process. The first step is finding out which situation you’re dealing with. If the debtor was terminated or left their job, the income execution becomes temporarily ineffective — but if they’re rehired within 90 days, it can be re-served on the same employer without starting over. If the employer simply stopped remitting while the debtor is still employed there, that’s a compliance failure with legal consequences. Under CPLR §§ 5241 and 5252, a non-compliant employer can be held liable for the amounts they should have withheld. Contact our office and we’ll review what’s happened with your specific execution.
How long does an employer have to start withholding wages after they’re served with an income execution in NYC?
Once the income execution is served on the employer, they are required to begin withholding on the next pay period following service. There is no extended grace period for the employer the way there is for the debtor. The debtor gets 20 days from initial service to begin voluntary payments before the employer is brought in. After the employer is served, the obligation to withhold 10% of gross wages is immediate and ongoing. New York caps garnishment at 10% of gross wages — one of the more debtor-protective limits in the country — which is exactly why it’s so important that employers actually comply. Even a modest delay by the employer represents real money not being collected on your judgment.
Can an employer in the Bronx or Brooklyn fire someone just to avoid a garnishment order?
No — and this is a protection that creditors often don’t know exists. Under CPLR § 5252 and the federal Consumer Credit Protection Act, an employer cannot terminate, discipline, refuse to promote, or refuse to hire an employee solely because of one income execution. If an employer fires a debtor specifically to avoid complying with a garnishment, that action is prohibited and legally actionable. The protection does not apply if there are multiple income executions, but for a single execution — which covers most cases we handle across the Bronx, Brooklyn, Queens, Manhattan, and Staten Island — the employer has no legal cover for using termination as an avoidance tactic.
Does it matter which borough the debtor’s employer is located in — can one marshal handle all of NYC?
It doesn’t matter where in New York City the employer is located. NYC Marshals are authorized to enforce money judgments across all five boroughs regardless of where their office is based. Our office is in Corona, Queens, but we regularly serve income executions on employers in Manhattan, the Bronx, Brooklyn, and Staten Island. NYC’s workforce doesn’t stay in one borough — a debtor might live in the Bronx and work in Midtown, or live in Brooklyn and work in a warehouse near the BQE in Queens. We follow the employment wherever it is within the five boroughs, without any need to transfer the case or involve a different marshal.
What happens to my income execution if the debtor changes jobs during the garnishment?
When a debtor’s employment ends, the income execution becomes ineffective against that employer — the levy stops. But that’s not the end of the road. Under CPLR § 5231(f), if the debtor is rehired by the same employer within 90 days, the execution can be re-served without filing a new one. If the debtor moves to a new employer entirely, a new income execution can be served on that employer once their new employment is identified. The critical thing is knowing when the employment change happened and acting within the relevant windows. That’s exactly the kind of ongoing monitoring that prevents months of recovery time from being lost silently.
Is there a difference between using a NYC Marshal and using a collection agency for garnishment enforcement?
Yes — a significant one. Only a NYC Marshal or Sheriff has the legal authority to serve and enforce an income execution under New York law. A collection agency cannot compel an employer to withhold wages. They can contact the debtor, send demand letters, and report to credit bureaus, but they have no mechanism to legally obligate an employer to garnish a paycheck. We operate under court authority, are appointed by the Mayor of New York City, and are regulated by the NYC Department of Investigation. Every action we take is legally documented and enforceable. For creditors who have already won a judgment and need actual collection — not just pressure — the distinction matters enormously.
Call us at (718) 779-2134 or email us at guidajr@nycmarshal14.com to see how we can help you.