You Won in Court. Now Actually Get Paid.
A judgment without enforcement is just paper. We have the legal authority to turn your court order into real money — across all five boroughs of New York City.
What Makes This Office Different
Appointed by the Mayor
Edward F. Guida Jr. #14 holds a mayoral appointment — a public office with statutory enforcement powers no private agency can match.
$100,000 Public Officer’s Bond
Every NYC Marshal carries a mandatory $100,000 bond. That’s a concrete guarantee of professional accountability, required by law before appointment.
All Five Boroughs Covered
Our authority covers Manhattan, Brooklyn, the Bronx, Staten Island, and Queens equally. We enforce commercial judgments wherever the debtor’s assets are located.
Decades of Family Experience
Edward Jr. trained under his father, Edward Sr., who dedicated his career to NYC civil enforcement. Our staff carries that same institutional knowledge forward.
NYC Marshal Business Judgment Enforcement
The Enforcement Phase Is Where Most Creditors Get Stuck
You did everything right. You documented the debt, hired an attorney, went through the court process, and won. And now the other side is ignoring the judgment entirely. This is one of the most frustrating positions a business owner can be in — and it’s more common than most people realize.
Across Brooklyn, the Bronx, Manhattan, Queens, and Staten Island, businesses are sitting on valid commercial judgments that haven’t produced a single dollar. The problem isn’t the judgment. It’s the gap between winning in court and actually collecting. That gap is exactly where a NYC Marshal comes in.
Unlike a collection agency, which can only send letters and make phone calls, we have the legal authority to physically seize business assets, levy bank accounts, and garnish wages under court order. That authority comes from a mayoral appointment — and it’s not something any private agency can replicate.
B2B Debt Recovery NYC — Real Results
What Changes When You Work With a Marshal
When the debtor has been ignoring calls and letters, legal enforcement authority changes the entire dynamic — fast.
- Your judgment stops being a piece of paper and becomes an active enforcement action the debtor cannot ignore.
- Business bank accounts, inventory, and equipment can be seized — not just wages — giving you more paths to recovery.
- You get citywide reach: one office enforcing your judgment wherever the debtor’s assets are located across all five boroughs.
- The fee structure is performance-aligned — our poundage comes from what’s actually collected, not from your pocket upfront.
- You work with a regulated public official overseen by the NYC Department of Investigation, not an unregulated third-party agency.
- Interest accrues at 9% per year on unpaid judgments under New York law, so the clock is already working in your favor.
Corporate Debt Collection NYC — Marshal vs. Agency
A Collection Agency Cannot Do What We Do
This is the part most creditors don’t fully understand until they’ve wasted months with a collection agency and gotten nowhere. Agencies can contact a debtor. They can negotiate. They can send letters. What they cannot do is walk into a business, execute a bank levy, or physically seize property under court authority. That power belongs to a marshal — and it belongs to us.
When your attorney obtained that judgment, they likely would have engaged a marshal to handle the actual enforcement anyway. Many creditors skip that step or don’t realize they can come to us directly. If you already have a judgment in hand from the NYC Civil Court, the Supreme Court, or even Small Claims Court, you don’t need to go back to square one. You need enforcement — and that’s specifically what this office does.
The distinction matters even more for commercial debt. B2B enforcement isn’t just about garnishing an individual’s paycheck. It’s about reaching business bank accounts, seizing inventory, levying accounts receivable, and understanding how to enforce against LLCs and corporations. That requires experience with business asset structures — not just a phone and a script.
Business Judgment Enforcement Tools NYC
The Right Tool Depends on Where the Money Is
Commercial judgment enforcement isn’t one-size-fits-all. A debtor who owns a construction company in Brooklyn has different assets than a wholesale distributor operating out of Hunts Point in the Bronx. We look at what the debtor actually has — and we use the enforcement method most likely to produce a recovery.
A property execution allows us to seize cash or personal property belonging to the debtor. An income execution — commonly called a garnishment — reaches wages or draws from employment, capped at 10% of gross wages per paycheck under CPLR §5231. A bank levy can reach up to double the outstanding judgment balance in a single account. Restraining notices freeze assets while enforcement proceeds.
What matters is using these tools strategically and in the right sequence. We’ve been doing this work across all five boroughs — from the commercial corridors of Flushing and Jamaica in Queens, to the construction-heavy neighborhoods of Brooklyn and the Bronx, to the high-value commercial disputes that come out of Manhattan’s courts — long enough to know which approach fits which situation. The goal is always the same: get you paid.
How NYC Marshal Judgment Collection Works
From Judgment in Hand to Money in Your Account
Reach Out With Your Judgment
Contact our Corona, Queens office with your judgment details. We’ll review what you have and confirm the right enforcement approach.
We Identify and Target Assets
We determine where the debtor’s assets are — bank accounts, property, wages — and execute the appropriate legal enforcement action.
Funds Are Collected and Remitted
Once assets are seized or accounts levied, collected funds are processed and remitted to you as the judgment creditor.
Frequently Asked Questions
What exactly can a NYC Marshal do that a collection agency cannot?
A collection agency’s tools are limited to communication — calls, letters, and negotiation. They have no legal authority to compel payment or seize anything. As a NYC Marshal, we operate under a mayoral appointment that gives us statutory enforcement powers. We can physically execute a bank levy, seize business property, garnish wages, and take possession of assets — all under court order. That’s not a difference in degree. It’s a difference in kind. If a debtor has been ignoring a collection agency for months, that’s often because they know the agency can’t actually force anything. A marshal can.
Can you enforce a commercial judgment against an LLC or corporation, not just an individual?
Yes. A business entity — whether it’s an LLC, a corporation, or a partnership — is subject to the same post-judgment enforcement tools as an individual under CPLR Article 52. We can levy the business’s bank accounts, seize inventory and equipment, and in some cases reach accounts receivable owed to the debtor by their own customers. The corporate structure doesn’t protect a debtor from a valid judgment. Many creditors assume otherwise, which is one reason commercial judgments go unenforced for far too long. If you have a judgment against a business, enforcement is very much on the table.
Does it matter which borough the debtor’s business is located in?
Not to us. Our office is based in Corona, Queens, but our enforcement authority covers all five boroughs — Manhattan, Brooklyn, the Bronx, Staten Island, and Queens. A creditor in Manhattan with a judgment against a Brooklyn-based contractor, or a Queens business chasing a debtor operating out of the Bronx, can work with us regardless of where the assets are located. NYC Marshals are not restricted to the borough where their office sits. We enforce wherever the debtor’s assets are, and we know how to work across all five boroughs efficiently.
How long do I have to enforce my commercial judgment in New York?
New York judgments can be enforced for up to 20 years from the date they were entered. That’s a long window — but it doesn’t mean waiting is a good idea. Business assets move. Bank accounts get drained. Equipment gets sold or transferred. The sooner you begin enforcement, the more likely you are to find assets worth seizing. There’s also a financial incentive to act: statutory interest accrues at 9% per year under CPLR §5004 from the date of judgment. That interest works in your favor, but only if there are assets left to collect against when you finally move.
What does it cost to use a NYC Marshal for commercial judgment enforcement?
NYC Marshal fees are set by statute — they’re not arbitrary or negotiable, which actually makes the structure straightforward. The primary fee is called poundage: 5% of the amount actually collected. That means our compensation is directly tied to your recovery. There are also fixed statutory fees for specific enforcement actions, as outlined under NYCPLR §8011-8012 and NYCCA §1915. We don’t publish a fee schedule on this page because the specifics depend on your judgment and the enforcement methods involved — the best way to understand what applies to your situation is to call our office directly at (718) 779-2134.
I already tried a collection agency and got nothing. Is it too late to use a marshal?
It’s rarely too late, and switching from an agency to a marshal is more common than people realize. Collection agencies and marshals are fundamentally different tools. An agency exhausted its options when the debtor stopped responding — because their options were always limited to communication. We’re starting from a different position: legal authority to act, not just ask. As long as your judgment is still within its enforcement window and the debtor has locatable assets, enforcement is worth pursuing. Businesses across Brooklyn, the Bronx, Queens, Manhattan, and Staten Island have recovered debts they’d essentially written off once a marshal got involved. Give us a call at (718) 779-2134 and we’ll give you an honest read on what’s possible.
Call us at (718) 779-2134 or email us at guidajr@nycmarshal14.com to see how we can help you.