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Winning in court feels like the finish line. It isn’t. Bronx Housing Court can issue a Warrant of Eviction or a money judgment, but it won’t collect anything for you. That next step — the one that actually moves a non-paying tenant out or puts money back in your account — requires a mayor-appointed NYC Marshal.
For landlords managing prewar apartment buildings along Jerome Avenue, Walton Avenue, or the side streets off Fordham Road, a single non-paying tenant can represent a significant slice of your monthly revenue. These aren’t luxury buildings with financial cushion built in. They’re rent-stabilized walkups with aging systems and tight margins, and every month of non-payment hurts.
For small business owners on Fordham Road — one of New York City’s largest outdoor shopping districts — the problem looks different but feels the same. You won a small claims judgment against a vendor who skipped, a customer who disappeared, a contractor who didn’t finish the job. The court agreed with you. But the money still isn’t there. Income execution and property execution exist specifically for this situation, and we are the only officer with the legal authority to use them.
We have been enforcing civil court orders in New York City since 1988 — the same year many of Fordham’s prewar apartment buildings were already pushing 50 years old. This isn’t a new operation figuring out the system. We are a second-generation family office that has operated through every phase of NYC’s housing court history, including the post-pandemic eviction surge that pushed Fordham’s filing rate to the top of every city ranking.
Our founder, Edward F. Guida Sr., whose dedication to New York City was recognized with a permanent honor: the corner of 104th Street and 48th Avenue in Corona, Queens was officially renamed “Edward Guida Way.” That’s not a marketing claim — it’s written into the city’s geography. We carry on that work today.
Our office is mayor-appointed, regulated by the NYC Department of Investigation, overseen by the Appellate Division, and bonded with a $100,000 public official’s bond. Badge #14 is an official government designation. We are not a collection agency. We are a public officer with the legal authority to execute what the court ordered.
The process starts with you reaching out to our office with your case documents. That means your civil court judgment or Warrant of Eviction issued by Bronx Housing Court, the debtor’s information, and any relevant employer or property details you have. We review what you’ve got and determine the right enforcement path — income execution, property execution, or eviction.
If you’re pursuing income execution, we serve a legal order on the debtor’s employer requiring them to withhold up to 10% of gross wages per paycheck until your judgment is satisfied. If the debtor works at Fordham University, Montefiore Medical Center, Monroe College, or any other employer in the area, that employer is legally required to comply. The debtor doesn’t have to agree. The employer handles the withholding, and the money flows toward satisfying your judgment.
If wages aren’t the right path — maybe the debtor is self-employed or works informally — property execution allows us to seize cash, inventory, or other personal property to satisfy the judgment. For evictions, once the Warrant of Eviction is in hand from Bronx Housing Court, we schedule and execute the physical removal. All of it is done professionally, in compliance with DOI regulations, and with the documentation that protects you from downstream legal exposure. One office, all five boroughs, including every ZIP code in Fordham: 10453, 10457, 10458, and 10468.
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A collection agency can send letters and make calls. We can walk into a workplace and serve a legally binding income execution. That’s not a small distinction — it’s the entire difference between hoping someone pays and having a court-backed mechanism that compels it.
Our core services include judgment collection, income execution, property execution, and landlord and tenant eviction enforcement. For Fordham landlords dealing with Bronx Housing Court warrants, we handle evictions with current knowledge of the legal environment — including the procedural changes brought by the Good Cause Eviction law enacted in 2024, which added complexity to unregulated unit proceedings across the Bronx. For small business creditors on Fordham Road, small claims enforcement is a specific and documented part of what we do. Many business owners don’t know that a small claims judgment carries the same enforcement rights as any civil judgment — and that a marshal can execute income or property execution on it.
One thing worth knowing: marshal fees are set by New York State statute. Every marshal charges the same statutory rates — there’s no premium for a more experienced office. The 5% poundage on collected judgment money is fixed by law. You’re not paying more for a better marshal; the fee structure is the same across the board. What differs is the track record, the process, and the authority behind the badge.
A NYC Marshal is a public officer appointed by the Mayor of New York City to a five-year term. We are not a collection agency, not a private investigator, and not a law firm. We hold official government authority to physically execute civil court orders — including seizing property, garnishing wages, and carrying out evictions — in ways that no private collector can legally do.
A debt collector can contact a debtor and request payment. We can serve a legally binding income execution on an employer in Fordham, NY, requiring that employer to withhold wages from every paycheck until the judgment is paid. That authority comes from the court, backed by state law, and enforced by a government-appointed officer. It’s a fundamentally different category of enforcement, and for creditors in Fordham who have already tried informal collection and come up empty, it’s often the step that finally works.
Income execution is the process of legally requiring a debtor’s employer to withhold a portion of their wages and direct that money toward satisfying a court judgment. Under New York law, the amount is capped at 10% of the debtor’s gross wages per paycheck. The debtor doesn’t have to agree to it, and the employer is legally obligated to comply once we serve the order.
Fordham has several large, stable institutional employers — Fordham University, Montefiore Medical Center, Monroe College, and Bronx Community College among them. When a debtor is employed by one of these institutions, income execution is one of the most reliable enforcement tools available because the employer has HR infrastructure in place to handle the withholding process correctly. We serve the order, the employer processes the deductions, and you receive payment over time until the judgment is satisfied. It runs largely on its own once initiated.
Yes — and this is one of the most common things people don’t know. Winning in small claims court gives you a legally enforceable judgment, but the court doesn’t collect the money for you. Many people walk away from small claims with a piece of paper and no idea what to do next. We are specifically authorized to enforce small claims judgments through income execution or property execution across all five boroughs, including the Bronx.
For small business owners on Fordham Road who won a judgment against a non-paying customer or vendor, this matters. You went through the court process, you won, and you deserve to collect. We can serve income execution on the debtor’s employer or, if wages aren’t available, pursue property execution against cash or personal assets. The judgment you hold from small claims court is a real legal instrument — it just needs the right enforcement mechanism behind it.
Once Bronx Housing Court issues a Warrant of Eviction, you engage us to execute it. The court issues the warrant; we carry it out. Without a marshal, the warrant sits on paper. With us, it becomes a completed eviction with proper legal documentation.
In Fordham, where the eviction filing rate is the highest in the city, Bronx Housing Court is processing a significant volume of cases — and the post-pandemic backlog has kept that volume elevated through 2024 and into 2025. Once you have the warrant in hand, we schedule the eviction and handle the physical process in compliance with DOI regulations. It’s worth knowing that the DOI can suspend evictions during hazardous weather — as it did during the January 2026 winter storm — so timing can occasionally shift. But once the eviction is executed, you have the documentation you need to re-let the unit and move forward.
Income execution depends on the debtor having a traceable employer, but it’s not the only tool available. If the debtor is self-employed, works in the gig economy, or operates informally — which is not uncommon in a neighborhood with a large informal economy like Fordham — property execution is the alternative path.
Property execution allows us to seize personal property of the debtor to satisfy the judgment. That includes cash on hand, business inventory, equipment, and other personal assets. For creditors dealing with debtors who work informally or in cash-based businesses along Fordham Road or the surrounding area, property execution is often the more direct route. It’s also worth having an honest conversation upfront about whether a debtor appears to be judgment-proof — meaning they genuinely have no seizable assets or garnishable income. Our experienced office can help you assess the viability of enforcement before you commit to the process, which saves time and frustration for everyone involved.
A New York court judgment remains valid and enforceable for 20 years. That’s a long window, and it means that a judgment from 2015, 2018, or even earlier is still very much alive if it hasn’t been satisfied.
For landlords and creditors in Fordham, this matters because circumstances change. A debtor who had no income or assets when the judgment was entered may now be employed at Fordham University or Montefiore, or may have acquired property or business assets in the years since. The enforcement mechanism doesn’t expire just because time passed. If your judgment is still within that 20-year window and the debtor now has something to collect against, we can still enforce it. Many people give up on old judgments without realizing they’re still holding a legally valid instrument. It’s worth a conversation before you write it off entirely.
Call us at (718) 779-2134 or email us at gu*****@**********14.com to see how we can help.