Your Judgment Won’t Collect Itself
You won in court. Now comes the harder part — actually getting paid. If your debtor has a W2 job anywhere in the Bronx, Brooklyn, Manhattan, Queens, or Staten Island, we can put a legally binding income execution to work for you. We serve employers across all five boroughs, and once we do, the withholding begins automatically every payday.
What Makes This Office Different
Appointed by the Mayor
NYC Marshal Edward Guida Jr. is a publicly appointed officer — not a collection agency — giving your enforcement action full legal authority.
Serving NYC Since 1988
This office has enforced judgments across all five boroughs for over 35 years, spanning two generations of the Guida family.
All Five Boroughs Covered
Our jurisdiction covers every borough — Bronx, Brooklyn, Manhattan, Queens, and Staten Island — from one experienced office in Corona, Queens.
DOI Regulated, Bonded Officer
Every NYC Marshal carries a $100,000 public official’s bond and operates under oversight by the NYC Department of Investigation.
NYC Income Execution Service
When Voluntary Payment Isn’t Happening
Most judgment debtors don’t pay voluntarily. They know you have a piece of paper — and they’re betting you don’t know what to do with it. An income execution changes that.
It’s a legally authorized order that goes directly to your debtor’s employer, requiring them to withhold 10% of gross wages every pay period and send it to us on your behalf. This is not a collection call your debtor can ignore. It’s not a letter they can throw away. Once their employer is served, the withholding begins automatically — and it continues every payday until your judgment is satisfied in full.
W2 employment is the most collectible income type in New York. If your debtor has a steady paycheck, you already have the most reliable enforcement tool available. You just need the right marshal to use it.
Garnish Employee Wages NYC
What Changes When You File an Income Execution
Once the employer is served, the money starts moving — automatically, every pay period, without you chasing anyone.
- Your debtor’s employer is legally required to withhold wages — ignoring the order exposes them to personal liability.
- Deductions happen every single payday until your full judgment amount, including interest, is recovered.
- You stop being the one making calls and sending letters — the legal process does the work for you.
- NYC’s 9% annual judgment interest accrues daily, so acting sooner means more of what you’re owed is recovered.
- If the debtor is terminated and rehired within 90 days, the income execution automatically picks back up with the new payroll cycle.
- Only one creditor can garnish wages at a time in New York — filing first puts you at the front of the line.
W2 Wage Garnishment Five Boroughs
Why W2 Employment Is the Strongest Target
Not all debtors are equally collectible. A freelancer, a cash-based worker, or someone who’s self-employed can be nearly impossible to garnish — their income is unpredictable, hard to verify, and difficult to intercept legally. A W2 employee is a different situation entirely.
When someone works a regular job, their employer knows exactly what they earn and cuts a paycheck on a fixed schedule. Under New York law, that employer becomes a required participant in your collection once an income execution is properly served. They don’t get to decide whether to comply. They withhold 10% of gross wages each pay period and remit it to our office — or they face legal consequences for failing to do so.
New York City’s workforce makes this especially powerful. Across the five boroughs, hundreds of thousands of people are employed by large, identifiable institutions — hospital systems like Montefiore and NYU Langone, the MTA, the NYC Department of Education, major retail chains, and the City of New York itself through the Office of Payroll Administration. These employers have established payroll compliance procedures. They know the process. When we serve them, the deductions begin.
Marshal Wage Garnishment New York
A Marshal Is the Only Legal Path Here
This is something a lot of judgment creditors don’t realize until they’ve already lost time trying another route: under New York law, you cannot serve an income execution on an employer yourself. A private collection agency cannot do it either. Only a sheriff or a NYC marshal is legally authorized to serve the employer directly and compel wage withholding.
That distinction matters. Working with our office means your enforcement action carries the full weight of a publicly appointed legal officer — not a third-party collector operating in a gray area. We operate under the NYC Marshals Handbook of Regulations, supervised by the Appellate Divisions of the First and Second Judicial Departments. There’s a clear legal framework behind every step we take, which protects you as the creditor and ensures the process holds up if challenged.
If you have a judgment from Brooklyn Civil Court, Queens Civil Court, Bronx Civil Court, Manhattan Civil Court, or Richmond County Civil Court on Staten Island, we can enforce it. Our office in Corona, Queens sits at the geographic center of the city — and our jurisdiction covers every borough without limitation.
Employee Income Execution Process
From Judgment in Hand to Wages Collected
You Contact Our Office
Reach us by phone or email with your judgment details — we’ll walk you through exactly what we need to get started.
We Serve the Income Execution
We serve the income execution on your debtor first, giving them 20 days to arrange voluntary payment before their employer is notified.
Employer Withholds and Remits
If no payment is made, we serve the employer directly — they begin withholding 10% of gross wages every pay period until the judgment is paid in full.
Frequently Asked Questions
Do I need to know my debtor’s employer before contacting your office?
Not necessarily. While knowing the employer’s name and address speeds things up, it’s not always a hard requirement before reaching out to us. We can discuss what information you do have and help determine the best path forward. In some cases, employment information can be located through post-judgment discovery tools before the income execution is served. The important thing is not to delay — your judgment is accruing 9% annual interest daily, and the sooner we begin, the sooner you start collecting. Call us and we’ll figure out together what the next step looks like given your specific situation.
How much of my debtor’s paycheck can actually be garnished in New York?
New York law caps wage garnishment at the lesser of 10% of gross wages or 25% of disposable income — but only to the extent that amount exceeds 30 times the applicable minimum wage. In practical terms, for most full-time W2 workers earning above approximately $480 per week in disposable income, a portion of every paycheck is collectible. Across the Bronx, Brooklyn, Manhattan, Queens, and Staten Island, our workforce is heavily concentrated in industries like healthcare, transit, retail, and city government — many of which pay well above that threshold — making income execution a realistic and effective tool for the majority of judgment creditors in this market.
What happens if my debtor quits their job to avoid the garnishment?
It’s a frustrating scenario, but quitting doesn’t erase the judgment. Your money judgment remains valid and enforceable in New York for 20 years. If your debtor leaves their job, the income execution against that employer is no longer active — but the moment they’re employed again, we can serve a new income execution on the new employer. There’s also a built-in protection worth knowing: if the debtor is terminated and then rehired within 90 days — by the same employer or a new one — the income execution automatically resumes without requiring a fresh filing. The judgment doesn’t disappear. The clock just pauses.
Can a NYC marshal serve an income execution in any borough, or only where the office is located?
A NYC marshal’s jurisdiction covers all five boroughs — the Bronx, Brooklyn, Manhattan, Queens, and Staten Island — regardless of where the marshal’s office is physically located. Our office is in Corona, Queens, but we regularly serve income executions on employers throughout the entire city. Whether your debtor works for a hospital in the Bronx, a firm in Midtown Manhattan, a retailer in Bay Ridge, Brooklyn, or a city agency anywhere in the five boroughs, we can reach them. This citywide authority is one of the key advantages of working with a NYC marshal over other enforcement options.
What is the difference between a NYC marshal and a private collection agency?
The difference is significant — and it’s not just a matter of degree. A NYC marshal is a publicly appointed officer, appointed by the Mayor of New York City, regulated by the Department of Investigation, and supervised by the Appellate Divisions of the state court system. We carry a $100,000 public official’s bond and operate under a strict regulatory handbook. A private collection agency has none of that authority. Critically, only a sheriff or NYC marshal is legally authorized to serve an income execution on an employer and compel wage withholding. A collection agency simply cannot do what we do — and attempting to mimic the process without proper authority creates legal exposure for the creditor.
My judgment is a few years old. Is it too late to pursue wage garnishment?
Almost certainly not. New York money judgments remain valid and enforceable for 20 years from the date they were entered. Many creditors assume time has run out when it hasn’t — and in the meantime, the judgment has been accruing 9% annual interest, calculated daily. That means a judgment you’ve been sitting on for three or four years may actually be worth more now than when it was first entered. Whether your judgment came out of Brooklyn Civil Court, Queens Civil Court, Bronx Civil Court, Manhattan Civil Court, or Richmond County Civil Court on Staten Island, we can review what you have and move forward with an income execution if your debtor is currently employed. Don’t assume it’s too late — call us and find out.
Call us at (718) 779-2134 or email us at gu*****@**********14.com to see how we can help you.